Toyota Personalised Repayments

Finance Estimate & Application

Secure And Trusted
Personalised Rate
Applies To All Stock

Get your personalised estimate and complete your finance application for any vehicle model. Just three easy steps and all in as little as 15 minutes without impacting your credit score.

Get
your Estimate
3 minutes Estimate
Customise
your Estimate to suit Customise
Start
your Finance Application
5-8 minutes Application

Why Toyota Finance?

Expertise

As specialists in car finance and one of the largest non bank lenders in Australia, you can be confident you’re in safe hands

Certainty

Our finance rates are fixed you have the certainty of knowing your interest rate will stay the same for the life of your loan

Trust

Our finance is backed by the trusted Toyota brand

Convenience

Get an Estimate and start your application all online

Confidence

Know your rate, repayments and get the admin out of the way before you visit the dealership^[FS]

Our Promise

While our rates are personalised we apply the same transparent and trusted processes to every application

Who Can Apply

18 years and over
Australian Permanent Resident

Information needed

Identification - Driver’s License
Income and Employment

What sets apart a Toyota Access Loan from Standard Car Loans offered by banks? Find out

Frequently Asked Questions

: Toyota Personalised Repayments are based on your interest rate and other relevant criteria including amount financed, deposit, loan term and kilometres.
: Your interest rate is a rate of interest that Toyota Finance sets, tailored to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in Australia you live, the same transparent and trusted process applies.
: The interest rate is calculated by Toyota Finance so you can be sure that we will use the same criteria to figure out your individual rate, no matter who you are or where you are in Australia.
: No. Toyota Finance’s access to your credit score will leave a file access footprint on your credit file. However this footprint is not visible to any credit providers to whom you may make a credit application and will not impact your credit score.
: With Toyota Personalised Repayments your interest rate is specific to your unique circumstances. We need to know a little bit about yourself to be able to provide you with your unique rate. Most of the information we ask about you is used to retrieve your credit score.

Disclaimers

Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[FS] If your financial situation changes between the online stage and before you visit a dealership to process your application, your rate and repayment amount may change.

Figures shown are for illustrative purposes only.

Luff Motors